

Dear 4R Family,
There are so many benefits to being part of the 4R Family, whether it's celebrating our teams' successes and special moments, smokehouse outings, participating in a fun run, or breaking bread together at Family Meal time; the bonds we build when we pull together to create memorable experiences for our guests are ties that will endure.
Our most treasured moments are those we spend giving back to the community – to those most in need, at the time they need us the most. Serving with a joyous heart is what makes us who we are!
But just like when you're on a plane they tell you to put on your oxygen mask first, you need to make sure you are taking care of yourself before you can be of service to others. We are pleased to be able to offer a variety of benefits to help you do just that, and hope that you take advantage of this opportunity to elect health benefits that best fit your needs.
Open Enrollment
December 1st, 2025 to December 14th, 2025
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Coverage Starts
January 1st, 2026
Your Benefits at a Glance
Comprehensive coverage options designed to support you and your family
Medical Plans
3 plan options from CIGNA PPO to fit your healthcare needs
Dental Coverage
Guardian Dental PPO for comprehensive dental care
Vision Coverage
VSP vision benefits for eye exams and eyewear
Life & Disability
Protect yourself and your family with insurance coverage
FBP Advocacy
Get personalized support with enrollment, claims, and finding providers
Voluntary Benefits
Additional coverage for accidents, critical illness & hospital stays

Your Health, Our Priority
At 4 Rivers, we believe that taking care of our team members is the foundation of everything we do. Just like we carefully craft each meal with the finest ingredients, we've carefully selected benefits that support your health, wellbeing, and financial security.
From comprehensive medical coverage to wellness programs, life insurance, and retirement planning – we're here to help you and your family thrive both inside and outside of work.
Interactive Decision Tools
Use our tools to make the best benefits choices for your situation
Prescription Savings
$40 for Tier 3 and $50 for Specialty Drugs copay through RxManage International Pharmacy