
How to Find a CIGNA Provider
Follow these simple steps to find in-network doctors, hospitals, and specialists with CIGNA PPO
Why Use In-Network Providers?
In-Network Benefits
- Lower out-of-pocket costs with negotiated rates
- No claim forms to file
- Providers handle billing directly with CIGNA
- Access to quality-vetted healthcare professionals
Out-of-Network Coverage
- Higher out-of-pocket expenses
- May need to file your own claims
- Potential balance billing from providers
- Services may not count toward deductible
Step-by-Step Provider Search
Use the CIGNA provider directory to find the right healthcare provider for you
Visit the CIGNA Provider Search
Go to hcpdirectory.cigna.com/web/public/consumer/directory/search
Or search "CIGNA find a doctor" on your preferred search engine
Select Your Network
Choose "PPO" as your network type from the dropdown menu
Note: Your 4 Rivers plan uses the CIGNA PPO network. This gives you flexibility to see any provider without a referral.
Enter Your Location
Type in your ZIP code, city, or state to find providers near you
You can also search by specific provider name or facility if you already have someone in mind
Choose Provider Type
Select what type of provider you're looking for:
- Primary Care - Family doctors, internists, pediatricians
- Specialists - Cardiologists, dermatologists, orthopedists, etc.
- Hospitals/Facilities - Emergency care, urgent care, imaging centers
- Behavioral Health - Therapists, psychiatrists, counselors
Filter Your Results (Optional)
Narrow down your search with additional filters:
Review and Contact
Browse the list of in-network providers, view their details, and call to schedule your appointment
💡 Pro Tip: Always verify the provider is still in-network when scheduling your appointment. Networks can change, and you want to ensure you're getting the best coverage!
💰 Save Even More with PriceMD
For diagnostic imaging and hospitalization, consider the PriceMD network for lower costs
While the CIGNA network offers great coverage, you can save significantly on certain services by using the PriceMD network (also called the Guided network) for:
- Diagnostic Imaging: MRIs, CT scans, X-rays (10% coinsurance vs. 20%)
- Hospital Services: Inpatient and outpatient procedures (10% coinsurance vs. 20%)