Dental Coverage
Guardian Dental PPO provides comprehensive dental care for you and your family
Choose Your Plan
Low Plan
Essential dental coverage for preventive and basic care
Semi-Monthly Cost
Out-of-Network Type: 80th Percentile
High Plan
Enhanced coverage with higher annual maximum
Semi-Monthly Cost
Out-of-Network Type: 80th Percentile
Key Benefit Provisions
Coverage details that apply to both plans
Endodontics
Basic
Periodontics
Basic
Oral Surgery
Basic
Implants
Included
Plan Highlights
- Access to nationwide network of Guardian Dental providers
- No waiting periods for any services
- Deductible waived for preventive care
- Implants included in major services
- Maximum rollover/preventive max waiver included
- Lower out-of-pocket costs with in-network providers
- Easy claims process and online account management
Who Can Enroll?
- You (the team member)
- Your spouse or domestic partner
- Your dependent children (up to age 26)
Waiting Periods
Finding a Dentist
In-Network Benefits
Guardian Dental has one of the largest networks of dentists nationwide. Using an in-network provider means:
- Lower out-of-pocket costs
- No claim forms to file
- Pre-negotiated rates
Out-of-Network Coverage
You can still see any dentist you choose, but using out-of-network providers may result in:
- Higher out-of-pocket expenses
- Filing your own claims
- Potential balance billing (reimbursed at 80th percentile)
How to Search for a Guardian Dental Provider
Follow these simple steps to find in-network dentists with Guardian Dental PPO
Visit the Guardian Provider Search
Select Your Network
Choose "PPO" as your network type from the dropdown menu
Enter Your Location
Type in your ZIP code or city and state to find dentists near you
Filter Your Results (Optional)
You can filter by specialty (general dentist, orthodontist, periodontist, etc.), accepting new patients, office hours, and more
Review and Contact
Browse the list of in-network providers, view their details, and call to schedule your appointment
💡 Pro Tip: Staying in-network with Guardian Dental PPO helps you save money with lower out-of-pocket costs. Always verify the dentist is in-network before scheduling your appointment.
Ready to Protect Your Smile?
Enroll in dental coverage during open enrollment