Life & Disability Insurance
Protect yourself and your loved ones with comprehensive life and disability coverage
Life Insurance
Basic Life Insurance
Employer-provided coverage at no cost to you
Coverage Amount
$25,000
Flat benefit amount
Eligibility: Available to Salaried Team Members only
Features:
- Provided at no cost to you
- Automatic enrollment
- Portable if you leave the company
Important: Please ensure you name a beneficiary for your life insurance in Employee Navigator. This ensures benefits are paid out according to your wishes.
Voluntary Life Insurance
Purchase additional coverage for yourself and family
Coverage Options:
Team Member
$10,000 to $500,000 in $10,000 increments
No salary limitation
Spouse/Partner
$5,000 to $250,000 in $5,000 increments
OR 100% of team member's election
Children
$1,000 to $10,000 in $1,000 increments
Guaranteed Issue Amounts
No medical questions or exams required up to these amounts:
$150,000
Team Member
$30,000
Spouse
$10,000
Child
Important: Please ensure you name a beneficiary for your voluntary life insurance in Employee Navigator. This ensures benefits are paid out according to your wishes.
Why Life Insurance Matters
Life insurance provides financial protection for your loved ones if something happens to you. The death benefit can help cover:
Final Expenses
Funeral and burial costs
Outstanding Debts
Mortgage, loans, credit cards
Future Expenses
Education, living expenses
Disability Insurance
Short-Term Disability (STD)
Income protection for temporary disabilities
Why Disability Insurance Matters
Disability insurance protects your income if you become unable to work due to illness or injury. Consider these statistics:
1 in 4
workers will become disabled before retirement
90%
of disabilities are caused by illness, not accidents
38 months
average duration of short-term disability
Protect Your Future
Enroll in life and disability insurance for peace of mind